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Last Updated April 1, 2025

Client Reviews on Baker Federal Credit Union
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- 2.4
17 Reviews
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Place is horrible to try and do business with! I wish I never got a loan from them!!!!!!!!
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Inconvenient hours.
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Great customer service. Good banking, they only charge 75 cents to use other ATM's. Also got my first car loan from there without having any credit score.
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I love this credit union! Great rates on loans. They are always helpful. Better than the large chain banks.
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Worst credit union in NJ. High fees and bad loans with high rates and extra fees and insurances they don't tell you about. Stay away. Mean people too.
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Aggressive collection tactics on a family member who doesn't know better. This aggressive behavior is illegal and will be addressed. All because of Bill Hav at Phillipsburg Easton Honda.
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They was drag your car payments out for 7 years at high interest and put extra insurance in the payment without your knowledge. They screwed my daughter and they'll screw you too. When they give you payments they include the extras which is illegal.
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$5000 in my account and my debit card declined. I have to call all the time to make larger purchases. I'm closing and going to PNC.
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I cannot stress enough that you need to stay away. If you've been wronged contact the CFPB and enter a complaint.
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I was previously an Affinity Credit Union customer but became fed up with the growing number of "fees" they began to punish their customers with. I was told by a car dealership about Baker Credit Union and took a ride over to inquire about their car loan rates. Well, a long story short, I was granted an exceptionally fantastic car loan, opened new accounts, cancelled my direct deposit to that horrible Affinty place and have never looked back! Everyone I have met at Baker has been eager to help and assist with questions or inquiries. Good loan rates and easy car financing. I HIGHLY recommend Baker Credit Union as a stellar place for all of your banking needs without being crushed by greedy fees and rude, arrogant employees at the other places. My rating is 5 stars out of 5.
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