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Last Updated April 1, 2025

Client Review on Gem Finance - Personal Loans NZ
Feedback:
My friend has been a gem Visa user for years and when I was considering switching credit cards he recommended me gem Visa. Ordered a new card from them online and the process was super simple. Had my card in the next few days and haven't had any issues since. The can be a bit strict with their repayments but as long as you're onto it and are at least attempting to make a payment, theres really no issue. The support staff who helped me activate my card were nice too. Would gladly recommend, but as with any credit card. Be sure to read the fine print
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