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Last Updated April 1, 2025

Client Reviews on IOU Financial
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- 3.0
8 Reviews
Feedback:
"Sandra Sacra is among the most pleasant people to deal with - she isn't afraid to use humor to help in what could sometimes be a tad stressful, and I'm a HUGE fan of hers - and, as a result, IOU Financial. Thank you, IOU!" - L. Turner *Review as posted on Trust Pilot
Feedback:
our experience was awful . we had a loan that was told was a business loan and our business slowed. I asked for smaller payment but what was settled was still too high. She is now being sued not only for the business but personally for anything and everything owned or ever will own. she owns nothing but they were swift with court. what was signed was not what was printed after online . Buyer beware and think twice .They also said will garnish wages . Life if over . Never should of done this
Feedback:
This is a very deceptive company. They don't fully explain details to you. They refused to let me have a copy of our recorded conversation or a print out of our chats. I have reported them to the Federal Reserve, The Federal Trade Commission and the Texas Attorney General. NEVER use this company. I had to give them 1 star in order to post this review. They don't deserve any.
Feedback:
If you are looking for a convenient and quick unsecured business loan, call IOU Financial, Lorrie or Ian, their retail loan consultants. You will be surprised by their sense of customer service and willingness to help you navigate the loan process, especially when your bank says NO.
Feedback:
Have been requesting a payoff letter from this company for 3 days now and when I told them how bad there customer service was they laughed at me. This is unacceptable no other company takes more than 24 hrs to send the letter, and even when you hit the button to talk to someone in the payoff dept they tell you you still have the wrong dept. Horrible company to deal with take your business elsewhere!
Feedback:
Very open to help small business like Us, the most important thing FAST !! Thank you to Christy,Colt and Sandra , excellent team
Feedback:
The loan officer john, went above and beyond to help me. They dont even do start up loans. I told him that i know im going to be the next realestate, remodeling, and construction tycoon. But I knew nothing about the logostics, permits, loan opitons, and how i was going to get the profeesional sub contractors to serve my clients. and wanted to learn more, The only thing i knew was, i have well over 2 thousand potential business contacts, all home owners, i come into contact with that need work done. and he explained to me how to obtain permits, what role banks play in a business loan, And how to find prosfeeional sub contractsors. I spent an hour with him and he didnt collect a single dollar from me.
Feedback:
As someone who's had a loan with this company I can tell you they are terrible. To start the phone system is terrible and you can never reach anyone. They will have you send mountains of paper work and not return phone calls for weeks. They look for excuses to say no instead of yes. Best not to waste your companies time.
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