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Last Updated May 1, 2025
Client Review on msvalidate.01
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Hi my name is Jawad, and few years back my credit history and score was below 500. I didn't know what to do at that point due high call volume receiving from the collection agencies everyday. I really got tired of that and I started to search Google on how a credit history can be fixed and at that point I saw Luke Pappas as one of the top credit builder that was listed. So I called him, we agreed on the fees and pulled up my credit report and saw TOO MANY credit cards sent to collection agencies and he told me we have a lot of work to do. He started sending letters to the credit buries and I started to calling all of these agencies to settle down with them for a lot less then the asking settlement per Pappas advice. He did his work from his part and I did from my part and after a year or so all of the negative items were deleted from my credit history and my credit score went up to 715 after a lot of work being done and of course you do have to spend some money beside Luke's fees. I couldn't get approved for a $300 credit card back then but now I get 20-30k for a credit card invitation from different credit card companies with approval. I would definitely recommend Luke to any one who's having the same issue because he's that person who can turn everything around for you. Thanks for everything Luke.
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