Client Reviews on RAMS Home Loans East Gosford

    • 3.0
  • 4 Reviews

Most helpful positive review

0 people found the following review helpful

By L E Oct 17, 2019

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Most helpful critical review

0 people found the following review helpful

By Gemima T Oct 17, 2019

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Thank you to Rams at East Gosford for helping me buy my first home. I had no idea what I was doing and they were with me every step of the way. I will be recommending them to my family and friends . Dealing with such friendly people certainly made a stressful time for me a lot easier. Thank you so much....

Feedback:

I don't always take the time to write a review but I just want to say a big thank you to the staff at Rams East Gosford. They helped me get into my home.At all times I was kept up to date and the whole process seemed so easy. It was lovely speaking with such friendly and professional people who took the time to understand what I was hoping to achieve. Highly recommended !!

Feedback:

Customer service is obsolete.

Feedback:

I just wanted to supply some customer feedback.I have been a home loan customer for 7 years.Firstly, I do not understand how you can justify your exit fees on a 10 year fixed home loan.I understand and accept the need for an exit fee but surely logic would suggest that this fee be calculated on a pro rata basis dependant on the remaining term of the loan, how can you justify a $32000 exit fee on a 10 year fixed loan at 5 years, 6 years and 7 years into the loan, this is simple extortion.Secondly, for 7 years I have been a good customer and not missed a single payment on a $430,000 loan and yet when I was told I would have to pay a $32000 fee to break my 75% fixed loan to borrow just $32000 of my own equity no attempt was made to negotiate...obviously not part of your process...and them when I decided that if I had to pay this exorbitant fee that I may as well take the opportunity to change to a different lender, not one single attempt was made to try and save me, therefore I have just submitted an application to another lender.So while appreciate that you gave me my first home loan it will also be my last with you and I would not recommend your business to anyone.

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